Investors are betting that rate cuts are coming early next year. Here’s what market experts are urging you do right now to cash in when rates do fall

• 10-year Treasury yields are surging as the economy stays hot. 
• But rate cuts are coming early next year, the market believes.
• Wall Street experts are therefore urging investors to get into bonds now. 

Yields on 10-year Treasury notes are steepening as the US economy continues to run hot enough to warrant a hawkish Federal Reserve.